The online version of your 2008 Summary Plan Description (SPD) and the Summary of Material Modifications (SMM), mailed to active employees in 2009, is available below for your convenience.

2008 Field Hourly, Driver and Warehouse Summary Plan Description (SPD)
2008 Hourly and Salaried Employees Summary Plan Description (SPD)
2009 Summary of Material Modifications (SMM)
2010 Summary of Material Modifications (SMM)

The 2008 SPD highlights all the benefit programs available to eligible employees, and the 2009 and 2010 SMM describe each material benefit change that became effective in these subsequent two plan years. These documents are written in an easy-to- read format, yet includes a comprehensive description of each benefit plan or program.

Other Documents

The Pension Protection Act of 2006 now requires that sponsors of defined benefit plans post their Annual Form 5500 and Schedule SB on their Intranet Website.

2008 Ryder System, Inc. Retirement Plan - Form 5500 and Schedule SB
2008 Ryder Puerto Rico, Inc. Retirement Plan - Form 5500 and Schedule SB

The U.S. Department of Labor (DOL) requires plan administrators to provide benefit plan participants a summary report for each benefit plan filed with the Department of Labor. Below is a copy of the Summary Annual Reports for all the plan(s) in which you participate, or are eligible* to participate.

2008 Summary Annual Report - Field Driver, Warehouse Employees
2008 Summary Annual Report - Hourly Employees
2008 Summary Annual Report - Salaried Employees
2008 Summary Annual Report - Puerto Rico Field Driver, Warehouse Employees
2008 Summary Annual Report - Puerto Rico Hourly Employees
2008 Summary Annual Report - Puerto Rico Salaried Employees

*If you work under the provisions of a collective bargaining agreement or are covered under a valid written customer contract, you are eligible to participate if the agreement specifically provides for benefits under these plans.

For specific questions about your benefits, contact the Ryder Benefits Service Center at 1-800-373-7300.